Banking
duplicative examinations, but insists FDIC must be able to look at institutions whose condition or activities have changed drastically enough to be of concern to the insurer. While consolidation of the bank supervisory process is overdue, issues of bank supervision and regulation affect the entire economy. There is no way to tell what is in store for banking regulation in the future. It is known, however, that we must beware that all the regulatory agencies in place now, are in place for a reason. Careful thought and debate must be undertaken before any reform is made. In the end, Americans seem no more inclined to tolerate concentration among regulators than they are among banks.